RetainUR Blog

Tips, strategies, and insights on credit card churning, card retention, and protecting your credit score.

How Keeping Unused Credit Cards Open Protects Your Credit Score

Closing a credit card — or letting one be closed — can hurt your credit score in ways you might not expect. Learn how open credit lines protect your score through utilization, credit age, and credit mix.

May 14, 20266 min read

credit scorecredit utilizationfinancial health