The Archive
Tips, strategies, and insights on credit card churning, card retention, and protecting your credit score.
Ten cards? Twenty? There is no magic number. What matters is utilization, payment history, and keeping every account healthy. Here is how to think about portfolio size — and how to manage a big one safely.
Credit card churning is the practice of repeatedly opening credit cards to earn sign-up bonuses and rewards. Learn how it works, the potential benefits, and what to watch out for.
Credit card companies regularly shut down accounts that show no activity. Understand why issuers close inactive cards, the warning signs to watch for, and proven strategies to keep your accounts open.